Housing Programs / Applications

Foreclosure Prevention Assistance - Contra Costa County Home Equity Preservation Alliance (HEPA) Program

Landlord Tenant/Fair Housing Counseling

Homeownership Information

Contra Costa County Affordable Rental Housing List - Updated December, 2013

CDBG (Community Development Block Grant)

Download FY 2011/12 application instructions

The purpose of the Community Development Block Grant (CDBG) Program is to develop viable urban communities by providing decent housing, a suitable living environment and expanded economic opportunities principally for persons of low income. The County's goal is to develop and conserve viable communities in areas where blight and disinvestment threaten residents' safety, vitality and productivity. County CDBG funds can be used for projects located in the Urban County only. For over 30 years, Contra Costa County has used the CDBG program and a variety of housing programs to improve the quality of life and physical conditions in its lower income communities. Learn more...

HOME (Home Investment Partnership Program)

Download FY 2011/12 application instructions

The purpose of the HOME Program is to expand the supply of decent, safe, sanitary, and affordable housing for very-low and low-income households. In June of 1993, Contra Costa County as the Urban County representative and the Cities of Antioch, Concord, Pittsburg, and Walnut Creek joined together to form a Consortium for purposes of participation in the HOME program. (The City of Richmond operates an independent HOME program). HOME funds may be used for projects to acquire, rehabilitate, and construct housing for lower-income households in the Consortium area. Learn more...

HOPWA (Housing Opportunities for Persons with AIDS)

The purpose of the Housing Opportunities for Persons with AIDS Program is to provide affordable housing and housing counseling and advocacy programs for low-income persons with HIV/AIDS who are either homeless or have unstable housing. The County represents all Contra Costa jurisdictions for purposes of administering the HOPWA program.

ESG (Emergency Solutions Grant)

The purpose of the Emergency Shelter Grants Program is to provide emergency shelter and related services to the County's homeless populations. Eligible activities include: the rehabilitation and conversion of buildings for use as emergency shelters; the provision of essential services to the homeless; operating support for emergency shelters; and homeless prevention/rapid rehousing activities. ESG funds are limited to use within the Urban County.  ESG 101

Community Based Development Organization (CBDO)

Download Application

Community Housing Development Organization (CHDO)

Download Application

Mental Health Services Act (MHSA)

Click here

Morgage Credit Certificate

The MCC Program is a homebuyer assistance program. The MCC provides qualified first time homebuyers with a federal income tax credit. Income tax credits reduce an individual's tax payment(s) by an amount equal to the credit. Under the MCC program, the maximum tax credit available is equal to 20 percent of the annual interest paid on the borrower's mortgage. By reducing the borrower's federal tax liability, the tax credit essentially provides additional income which can be used for mortgage payments. Learn more...

Multi-Family Mortgage Revenue Bonds

Download Detail

The purpose of this program is:

  1. to increase the supply of rental housing in the County; and
  2. to provide housing units affordable for lower income residents.

The project will be able to use tax-exempt revenue bonds issued by the County pursuant to Section 52075 of the California Health & Safety Code, and applicable provisions of the Internal Revenue Code. The bonds will not involve any pledge of County revenues, taxes, or assets. Learn more...

Residential Density Bonus Ordinance

The Residential Density Bonus Ordinance (density bonus) is a mechanism to provide incentives for the production of affordable housing for very-low, lower-income, and senior households. The incentives include an increase in the maximum allowed residential density in the General Plan and additional incentives. Download Ordinance. Download Guidance.

Inclusionary Housing Ordinance

The Inclusinary Housing Ordinance requires new residential developments to include a minimum percentage of dwelling units that are affordable to very-low, lower and moderate income households. In residential developments of five (5) or more units, fifteen percent (15%) of the dwelling units must be affordable. Developments of four (4) or fewer units are not subject to the requirements of the recommended Ordinance. The recommended Ordinance provides some alternative compliance options, including the payment of fees in-lieu of developing affordable units ("in-lieu fee"), allowing the affordable units to be developed on a separate site and allowing a developer to convey land suitable for affordable housing development to a qualified affordable housing developer. In addition, the County may consider any other reasonable alternative that a developer proposes. Download Ordinance. Download Guidance. Download Housing Plan Checklist. Download Fee Calculator.